For worry-free investing, keep hold of one thought, “What goes around always comes back!”

Invest your money wisely

When you invest your money, it’s easy to get excited and start checking it every day to see how much it’s earning. Doing this isn’t the best idea, and it can hurt you in the long run. The best and hardest thing to do with your investments is nothing.

As personal finance writer Don White explains, the financial markets are incredibly hard to predict, even for seasoned veterans. It’s easy to look at a decline over a period of days or even months as a plunge that you’ll never come back from. However, this is rarely the case for a properly diversified portfolio. The most critical part of investing, then, is not to panic:

“Over the short term, you don’t always make money investing though. That’s why it can feel scary. I lost a lot during the recession. In six months my portfolio went from £245,000 to £190,000, and I was thinking, “I should have sold everything when I had the chance.”

“But I knew that over the long term the market always goes up. So as delusional as it felt I kept on investing and looking back it’s hard to spot where the recession was.”